People Come First At Our Consumer Rights Law Firm
Employers conducting background checks of employees or prospective employees need to be aware of the the Fair Credit Reporting Act (“FCRA”) and its protection of their consumer reports. In 2013, when the FCRA was amended, employers were given additional responsibility to obtain permission and to perform follow-up prior to requesting a consumer report. An employer must adhere to all of…
I had an issue with a background report which caused me to lose a career opportunity. I wasn’t exactly sure if I even had a case at first. After doing some searching, I came across SmithMarco’s website, protectingconsumerrights.com. This was probably the best thing a google search has ever brought me to. SmithMarco, P.C got me way more than I…
I could never thank Mr. Smith and Mr. Marco enough for their assistance. When Mr. Smith returned my phone call, I was surprised that there was someone still left on the planet who was genuinely interested in correcting what “went wrong.” From the start he was prepared to assist in lifting my burden and he made me feel confident that…
The advice and professional representation I received from you during this difficult process was phenomenal! I can’t thank you enough for your patience in explaining every possible outcome that I was up against in this ugly lawsuit against me. Your ability to de-stress me prior to going into court I greatly appreciated! I am completely amazed by how you responded…
We are seeing a pattern emerge whereby Comcast/Xfinity is gaining access to consumers’ credit reports without having the consumers’ permission nor a permissible purpose to obtain the report under the Fair Credit Reporting Act (FCRA). On a few occasions now, we have seen them gain access to the reports of our clientele. While we are currently taking action against them…
Our very own consumer rights attorney, Larry Smith, contributed to the article “Does Your Credit Score Show Up on Your Background Check?” with Opploans. So, does your credit score show up on your background check? “In a word, no,” answered Larry P. Smith (@LarryPSmithlaw), an attorney at SmithMarco. “Credit scores typically do not show up on a background check. Most…
Consumer statutes are enacted to create a balance for buyers in the marketplace and prevent sellers from using unfair tactics. The Telephone Consumer Protection Act (“TCPA”) is a consumer minded statute enacted in 1991 that prohibits telemarketers, banks, debt collectors and any other companies from using autodialers or robocalls to contact you at home or on your cell phone without…