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Identity theft is an unfortunate reality in today's digital age. Understanding what to do if someone hacks your financial accounts can significantly limit the damage. Identity theft can profoundly impact your life. Stolen personal information may lead to financial...
Identity theft reports have skyrocketed during the last five years, and credit card theft remains the most common, according to new statistics. According to the report, it is estimated that as many as one out of three Americans fall prey to becoming a victim of identity theft each year. Identity theft can include criminals using mail theft, credit card skimming,…
EFTA stands for the Electronic Funds Transfers Act. It is a law that was first enacted in 1978 to protect consumers engaging in electronic transfers because impersonal banking was on the rise. Less and less people were going to tellers, and more and more to...
The Electronic Funds Transfers Act (EFTA) and its promulgated Regulation E cover a wide range of transactions made by consumers. The original Act was passed in 1978 due to the anticipated increase in electronic transactions. As people went more to ATMs than tellers,...
As banks turn to more and more on-line services, scammers are finding more and more ways into the systems. Reports of bank accounts being hacked into are on the rise. Consumers have to be more alert than ever to protect themselves. Here are some things you can...
Over the past several years, consumers have seen a rapid increase in identity theft. It can be argued that it is the fastest growing crime in America with almost 7% of adults experiencing some form of identity theft this year. Identity theft happens when someone uses another person’s information, such as their name, social security number, or credit card number,…
When out shopping, whether it’s at the grocery store, a restaurant, or a retailer, more than half of American consumers reach for their credit card or debit card when it comes time to make payment. While using credit to make purchases is the simplest way to pay what you owe, it can also be the easiest way for your identity…
Protecting yourself from identity theft starts the moment you decide to make a purchase. Your actions when stepping up to a cash register to pay can mean the difference between becoming an identity theft victim or having your identity and buying power remain safely in your control. Studies show that consumers are more likely to have their identity stolen by…
In the wake of the ongoing crisis facing Target stores, now more than ever consumers need to be aware of the basic facts of Identity Theft. Despite the fact identity theft is often discussed, misconceptions about this rapidly growing crime are everywhere. Protecting yourself can be as simple as understand the basic facts. While identity theft was initially a crime…
An estimated 11 million Americans discovered that they were victims of some form of identity theft last year. Everyone is susceptible to identity theft; the young or old, rich or poor, even minors. Here are some important tips and facts about identity theft so you can avoid becoming a victim. 1. Thieves do not need your credit card to steal…