People Come First At Our Consumer Rights Law Firm
SmithMarco, P.C., Attorneys at Law has recovered nearly $200,000 from Citibank on behalf of an 82-year-old client whose checking and savings accounts were drained by a fraudster. The victim had banked with Citibank for over 37 years and had never used online banking...
Credit reports play a vital role in shaping the financial health and opportunities available to individuals and businesses. Unfortunately, errors in credit reports can lead to significant setbacks, such as denied loan applications and damaged reputations. While it is...
The details included on a credit report have a direct impact on an individual's financial circumstances. Lenders and even employers look at people's credit reports to determine what opportunities to offer that individual. Sometimes there are errors in a credit report...
Reviewing your credit report is crucial to maintaining a healthy financial profile. Errors in your report can lower your credit scores, affect your ability to secure loans or credit cards and increase the interest rates you pay. The Consumer Financial Protection...
Errors on a credit report harm credit scores and make it difficult to get loans, credit cards, or even a job. Correct these inaccuracies quickly. Here are some essential dos and don'ts to keep in mind when disputing credit report errors. Do review your credit report...
UPDATE (September 18): The Federal Reserve cut interest rates by one-half point. With the Federal Reserve expected to lower interest rates soon, many people are preparing to buy or refinance their homes. However, credit report errors can stand in the way of securing a...
The Electronic Fund Transfer Act is a federal law enacted in 1978. Lawmakers created it to protect consumers when they transfer funds electronically. It is important for everyone to understand how EFTA works and how it can help consumers manage their electronic...
Arkansas-based Evolve Bank and Trust recently announced that customers’ sensitive information has been compromised in a massive data breach – and Affirm card users may also be affected. According to press releases and news reports, Evolve was targeted by the...
Many people believe that identity theft only happens to those who fall for scams or are careless with their personal information. However, this misconception is far from the truth. Identity theft can happen to anyone, regardless of how cautious they are. There are a...
Scammers, beware: the Federal Trade Commission announced new rules on April 1 that toughen enforcement of laws designed to stop scammers who pose as banks (or other businesses) or governmental agencies. The problem is big and...