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Background checks have become standard practice for many modern employers. They went to verify that a candidate does not have any major criminal convictions or other blemishes on their record before extending an employment offer. Background checks help businesses...
Scams, fraud, and financial losses can happen to anyone. The Consumer Financial Protection Bureau (CFPB) helps protect consumers, but if it shuts down, you still have options. Several agencies and legal paths remain available to help you recover lost funds and hold...
When fraud strikes your bank account, the response from your bank might not be what you expect. While commercials portray banks as caring partners in your financial journey, the reality of dealing with fraud can tell a very different story. The 24-hour race against...
In today's digital age, banking scams have become increasingly sophisticated, making it hard for people to distinguish them from legitimate bank communication. Knowing the warning signs could save you from devastating losses. Here are the key red flags that should...
SmithMarco, P.C., Attorneys at Law has recovered nearly $200,000 from Citibank on behalf of an 82-year-old client whose checking and savings accounts were drained by a fraudster. The victim had banked with Citibank for over 37 years and had never used online banking...
Credit reports play a vital role in shaping the financial health and opportunities available to individuals and businesses. Unfortunately, errors in credit reports can lead to significant setbacks, such as denied loan applications and damaged reputations. While it is...
The details included on a credit report have a direct impact on an individual's financial circumstances. Lenders and even employers look at people's credit reports to determine what opportunities to offer that individual. Sometimes there are errors in a credit report...
Reviewing your credit report is crucial to maintaining a healthy financial profile. Errors in your report can lower your credit scores, affect your ability to secure loans or credit cards and increase the interest rates you pay. The Consumer Financial Protection...
Errors on a credit report harm credit scores and make it difficult to get loans, credit cards, or even a job. Correct these inaccuracies quickly. Here are some essential dos and don'ts to keep in mind when disputing credit report errors. Do review your credit report...
UPDATE (September 18): The Federal Reserve cut interest rates by one-half point. With the Federal Reserve expected to lower interest rates soon, many people are preparing to buy or refinance their homes. However, credit report errors can stand in the way of securing a...