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Over the years, debit cards have become a convenient way to make purchases and manage finances. However, with the rise of online transactions and digital payments, it is important to protect your information from fraudsters. When you go to swipe your debit card, it...
Identity theft reports have skyrocketed during the last five years, and credit card theft remains the most common, according to new statistics. According to the report, it is estimated that as many as one out of three Americans fall prey to becoming a victim of identity theft each year. Identity theft can include criminals using mail theft, credit card skimming,…
According to CNBC, the Federal Trade Commission took 2.4 million financial fraud reports in 2022. In today's digital age, financial scams have become increasingly sophisticated and prevalent. Falling victim to a scam can result in significant financial losses and...
In a world where digital transactions have become the norm, people must keep their financial information safe. Enter the Electronic Fund Transfer Act, a powerful legislation that serves as a shield against potential fraud and unauthorized transactions. The EFTA...
EFTA stands for the Electronic Funds Transfers Act. It is a law that was first enacted in 1978 to protect consumers engaging in electronic transfers because impersonal banking was on the rise. Less and less people were going to tellers, and more and more to...
The Electronic Funds Transfers Act (EFTA) and its promulgated Regulation E cover a wide range of transactions made by consumers. The original Act was passed in 1978 due to the anticipated increase in electronic transactions. As people went more to ATMs than tellers,...
It was reported yesterday that many Bank of America customers found out that money was missing from their bank accounts. It was determined, at least by the bank, that the culprit was a glitch in the Zelle system. Zelle is a payment application that allows account...
As banks turn to more and more on-line services, scammers are finding more and more ways into the systems. Reports of bank accounts being hacked into are on the rise. Consumers have to be more alert than ever to protect themselves. Here are some things you can...