People Come First At Our Consumer Rights Law Firm
In today's financial landscape, credit reports play a pivotal role in various aspects of our lives. Lenders, insurers, employers, and landlords rely on these reports to make informed decisions. However, Urban Institute reported in 2021 around 28% of Americans had a...
The use of credit reporting from the three main credit bureaus, Trans Union, Equifax and Experian by financial institutions has been in play for decades. As we have written on our blog, there are many other types of consumer reporting agencies that provide information that is governed by the Fair Credit Reporting Act. There are reporting agencies for employment…
Your credit history and credit report determine what you are financially eligible to receive in credit and loans. Knowing what is reported on your report and an awareness of the law will ensure you have the financial opportunities you are entitled to and worked so hard to get. The Fair Credit Reporting Act (“FCRA”) is the consumer statute that was…