Seventh Circuit Rules That Collecting Time-Barred Debts May Violate the FDCPA
In a recent opinion decided by the United States Court of Appeals, the Seventh Circuit held that sending collection letters to debtors for collection of a time-barred debt is considered a violation of the Fair Debt Collection Practices Act (“FDCPA”), without including a statement in the letter that debt is no longer enforceable under the statute of limitations. In two…