People Come First At Our Consumer Rights Law Firm
When a family member, loved one, or close friend asks you to assist them with a credit purchase, you naturally want to help. The advantages are that you are providing someone with a great opportunity, and if they make all their payments on time, you can both benefit from the good credit history. However, there are greater disadvantages. The first…
High pressure sales tactics like not letting you off the phone until you make a deal with them is one of the effective ways Praxis Financial Solutions attempts to collect debts. Located in Lincolnwood, Illinois (just about 10 minutes outside of Chicago, Praxis was incorporated in 2006 and boasts having experience of 35 years in collecting. However, internet posting boards…
PN Financial is a debt collection company based out of Skokie, Illinois with an office in Lincolnwood. They are one of most egregious violators of the Fair Debt Collection Practices Act in the state of Illinois. In January 2012, the Attorney General of Illinois has filed suit against PN Financial Inc. in Cook County Circuit Court. The complaints against them…
In a recent decision in which our firm represents the consumer, a court held that a car dealer’s conduct in dragging its feet while the plaintiff sought to adjudicate her case amounted to a waiver of the right to arbitrate the case. This decision,which came out this week, is a great victory for consumers who unwittingly find themselves losing the…
The Fair Debt Collection Practices Act provides that debt collectors must be careful when acquiring location information about the consumer. If you are having debt issues, be aware of your rights. Under the FDCPA, a debt collector can only contact a third party to obtain location information about the debtor. The collector can not indicate, verbally or written, that he…
Reports have surfaced that in some cities, such as Chicago on particular, efforts are being increased to collect old tickets and fines that have yet to be paid. Some of the fines and tickets may date back more than ten years. Consumers should be on alert, because it is anticipated that the collection tactics that will be employed will be…
One of the nations largest debt collection agencies, Portfolio Recovery Associates has had numerous complaints against it for its debt collection practices. There have been reports of ignoring cease and desist letters, misrepresenting amounts of the debt, misrepresenting information to credit bureaus, and harassment and abuse. Portfolio Recovery Associates does not just collect debts. They buy old debts from creditors…
A background check for employment that results in a termination or failure to gain employment can lead to violations of the Fair Credit Reporting Act. If part of the interview process requires a background check, or if your continued employment with a company depends upon a background check, you have rights under the Fair Credit Reporting Act. Most background reports…
A recent report released by the National Consumer Law Center on Wednesday, April 11, 2012 reveals that criminal background checks conducted on prospective employees routinely contain errors, mismatch people or misclassify criminal offenses. The report said that since the Sept. 11, 2001, terrorist attacks, employers increasingly have conducted background checks on prospective hires. That has created a booming industry of…
Consumers have filed complaints against National Enterprise Systems for almost every type of violation under the Fair Debt Collection Practices Act. From unauthorized calls to work to unauthorized disclosures, National Enterprise Systems have collected millions of dollars through these tactics. National Enterprise Systems (known as NES) is located in Solon, Ohio, NES boasts being licenses to practice in all 50…