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First Alliance Check Systems – A Debt Collector

On Behalf of | Jul 20, 2012 | Consumer Protection

First Alliance Check Systems was hired to collect a debt of a certain consumer who ultimately became our client.   In order to attempt to collect the debt, they called her at her place of employment.  The consumer advised the collector at First Alliance Check Systems that she could not take their calls while she was at work.  Still, the collectors at FACS continued to call her at work.  However, that was not all First Alliance Check Systems did to violate the Fair Debt Collection Practices Act.  FACS went on a campaign of harassment which included calling the consumer between 4 and 5 times a day, calling third parties, attempt to collect more than what was owed on the debt, and threatening her by telling her she is being charged with check fraud.

It is a violation of the Fair Debt Collection Practices Act to call a consumer at their place of employment after receiving notice that the consumer cannot accept calls there.  It is also a violation of the FDCPA to harass a person by making multiple  phone calls to them.  A debt collector cannot disclose your debt to a third party or imply that a crime was committed.  As such, the conduct of FACS by this consumer was indeed a violation of the law.

This consumer came to SmithMarco, P.C., for assistance and advice.  We took on representation and filed a lawsuit against FACS for multiple violations of the FDCPA.   Rather than even attempt to answer the lawsuit and defend themselves, First Alliance Check Systems wisely sought to settle the lawsuit.   FACS agreed to pay the consumer statutory damages and all of her attorney fees – so she did not have to spend any money of her own to get our help.

First Alliance Check Systems Contact Information: FACS is a debt collection agency that is located out of upstate New York.   They provide a mailing address of: PO BOX 259 Amherst, NY

But have a registered address of :
33 Rinewalt Street
Williamsville, NY 14221

Stop Debt Collector Harassment Now: When you’re being pursued by debt collectors, you have rights,  and we’re here to help. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.  If you feel that you’re rights have been violated, please contact us for a free case review.