What you need to know about Fair Debt Collection You have rights when a debt collector is pursuing you. The Fair Debt Collection Practices Act was created to promote fair debt collection procedures and to protect consumers against debt collection abuses. Learn more.
Who has access to your Credit Report Many Americans consider their credit information to be private information, and it should be. But who has access to your report and who protects your privacy? Read our latest blog post to find out.
Have You Bought a Lemon If your new vehicle has been subject to multiple repairs for a defect, you may have purchased a lemon. If you did, you have rights. Learn more about your protection under the lemon laws.
What to do with errors on Your Credit Report You have the right to have your credit report accurately reflect your credit history. If your credit report contains inaccuracies that are causing you harm in obtaining credit, employment or insurance, the Fair Credit Reporting Act provides relief for consumers.
Are you the victim of Consumer Fraud Have you been duped into purchasing a vehicle based upon misrepresentations from the dealer as to the history of the vehicle. Many times, dealerships will hide previous accident history or other undesirable history of a vehicle in order to make a sale. You have rights against those who commit consumer fraud.
Medical Debts on Your Credit ReportMay 15, 2013 Congress is considering the Medical Debt Relief Act which would help consumers faced with large medical debt improve their creidt score. More >
Phony Debt CollectorsMay 15, 2013 Are you getting calls from a collection agency for a debt you can't remember? Do they threaten arrest or a lawsuit for failure to pay? Be careful - there are many fake debt collectors out there.More >
Not All Debt Collection Activity is IllegalMay 15, 2013 Debt collectors can be pushy in their collection efforts. Learn what tactics cross the line and violate your rights as a consumer so you can be prepared.More >
When Collectors Communicate With Friends and/or FamilyMay 10, 2013 Debt collectors need to be extremely careful when making contact with a third party under the FDCPA. More >
The Fair Credit Billing Act ContinuedMay 06, 2013 Read about the regulations of the FCBA and how the Act is enforced.More >
The Fair Credit Billing ActMay 03, 2013 Do you have an error on your credit card statement? Learn about The Fair Billing Credit Act so you can protect your rights as a consumer.More >
The Electronic Fund Transfer ActMay 03, 2013 The Electronic Funds Transfer Act or EFTA - what is it and how does it apply to you? More >
What is My FICO Score and How is it Calculated?April 26, 2013 What is your FICO score? Fair Isaac Corp developed the credit score calculation upon which it is based.More >