What you need to know about Fair Debt Collection

You have rights when a debt collector is pursuing you. The Fair Debt Collection Practices Act was created to promote fair debt collection procedures and to protect consumers against debt collection abuses. Learn more.

Who has access to your Credit Report

Many Americans consider their credit information to be private information, and it should be. But who has access to your report and who protects your privacy? Read our latest blog post to find out.

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You have rights as a consumer!

Even though you may be behind in your bills, it does not give a bill collector the right to harass or abuse you for payment.  As a debtor, you have rights.  Find out what a debt collector can and cannot do, or what they must tell you when trying to collect a debt.  If your consumer rights have been violated, we can help.

Are you a victim?

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The law is on your side.

There are laws written to protect consumers from unscrupulous debt collection practices.  Overreaching and abusive practices are not allowed.  In addition, there are consumer laws that provide for assistance in dealing with the burden of paying an attorney to help you with this problem. Let us see if we can help you with abusive collection practices.

Free Case Review?

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You may be entitled to compensation.

Under the Fair Debt Collection Practices Act, you may be entitled to compensation as the law provides for a recovery of up to $1,000.  The law also provides for the recovery of attorneys fees and court costs.  We offer a free case review to determine if your FDCPA consumer rights were violated.  Contact us to discuss your situation.

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Recent Protecting Consumer Rights Blog Posts

Keeping Your Credit Healthy - 4 Simple Rules

January 25, 2012

It's a new year.  Let's keep our credit healthy.  There are some simple rules to keep your credit score from unnecessary hits.  There are ways to hurt your credit score that do no involve failure to pay your bills.More >

Paying Off Debts: How Old Is Too Old?

January 18, 2012

You have an old debt on your credit report and this hurts your score.  How can this debt get off your credit report?  Should you pay it, wait for it to fall off or wait until you are sued?More >

Lemon Law What Does It Mean For The Consumer

January 07, 2012

Have you ever bought a car and thought, after driving it for a while, thought that you have a lemon? If your recently purchased automobile has been in the repair shop frequently, you may have purchased a lemon. How do you determine if your vehicle is a lemon?More >

Identity Theft – 10 Things You Need To Know

January 07, 2012

An estimated 11 million Americans discovered that they were victims of some form of identity theft last year. Everyone is susceptible to identity theft; the young or old, rich or poor, even minors. Here are some important tips and facts about identity theft so you can avoid becoming a victim.More >

Garnishing Your Bank Account

November 28, 2011

Your bank account has been garnished.  You are without money for basic necessities.  You have no idea how this happened?  Were you ever given notice?More >