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Errors on a credit report harm credit scores and make it difficult to get loans, credit cards, or even a job. Correct these inaccuracies quickly. Here are some essential dos and don'ts to keep in mind when disputing credit report errors. Do review your credit report...
UPDATE (September 18): The Federal Reserve cut interest rates by one-half point. With the Federal Reserve expected to lower interest rates soon, many people are preparing to buy or refinance their homes. However, credit report errors can stand in the way of securing a...
The Electronic Fund Transfer Act is a federal law enacted in 1978. Lawmakers created it to protect consumers when they transfer funds electronically. It is important for everyone to understand how EFTA works and how it can help consumers manage their electronic...
Arkansas-based Evolve Bank and Trust recently announced that customers’ sensitive information has been compromised in a massive data breach – and Affirm card users may also be affected. According to press releases and news reports, Evolve was targeted by the...
Many people believe that identity theft only happens to those who fall for scams or are careless with their personal information. However, this misconception is far from the truth. Identity theft can happen to anyone, regardless of how cautious they are. There are a...
Scammers, beware: the Federal Trade Commission announced new rules on April 1 that toughen enforcement of laws designed to stop scammers who pose as banks (or other businesses) or governmental agencies. The problem is big and...
Attorney Larry Smith recently joined Steve Fretzin on his podcast "Be That Lawyer." Fretzin works with lawyers to coach and train them on business development and other skills not taught in law school and build their legal careers. On his weekly podcast, Fretzin...
Over the years, debit cards have become a convenient way to make purchases and manage finances. However, with the rise of online transactions and digital payments, it is important to protect your information from fraudsters. When you go to swipe your debit card, it...
Identity theft is an unfortunate reality in today's digital age. Understanding what to do if someone hacks your financial accounts can significantly limit the damage. Identity theft can profoundly impact your life. Stolen personal information may lead to financial...
Identity theft reports have skyrocketed during the last five years, and credit card theft remains the most common, according to new statistics. According to the report, it is estimated that as many as one out of three Americans fall prey to becoming a victim of identity theft each year. Identity theft can include criminals using mail theft, credit card skimming,…