People Come First At Our Consumer Rights Law Firm
Attorney Larry Smith recently joined Steve Fretzin on his podcast "Be That Lawyer." Fretzin works with lawyers to coach and train them on business development and other skills not taught in law school and build their legal careers. On his weekly podcast, Fretzin...
Over the years, debit cards have become a convenient way to make purchases and manage finances. However, with the rise of online transactions and digital payments, it is important to protect your information from fraudsters. When you go to swipe your debit card, it...
Identity theft is an unfortunate reality in today's digital age. Understanding what to do if someone hacks your financial accounts can significantly limit the damage. Identity theft can profoundly impact your life. Stolen personal information may lead to financial...
Identity theft reports have skyrocketed during the last five years, and credit card theft remains the most common, according to new statistics. According to the report, it is estimated that as many as one out of three Americans fall prey to becoming a victim of identity theft each year. Identity theft can include criminals using mail theft, credit card skimming,…
In today's financial landscape, credit reports play a pivotal role in various aspects of our lives. Lenders, insurers, employers, and landlords rely on these reports to make informed decisions. However, Urban Institute reported in 2021 around 28% of Americans had a...
According to CNBC, the Federal Trade Commission took 2.4 million financial fraud reports in 2022. In today's digital age, financial scams have become increasingly sophisticated and prevalent. Falling victim to a scam can result in significant financial losses and...
In a world where digital transactions have become the norm, people must keep their financial information safe. Enter the Electronic Fund Transfer Act, a powerful legislation that serves as a shield against potential fraud and unauthorized transactions. The EFTA...
EFTA stands for the Electronic Funds Transfers Act. It is a law that was first enacted in 1978 to protect consumers engaging in electronic transfers because impersonal banking was on the rise. Less and less people were going to tellers, and more and more to...
The Electronic Funds Transfers Act (EFTA) and its promulgated Regulation E cover a wide range of transactions made by consumers. The original Act was passed in 1978 due to the anticipated increase in electronic transactions. As people went more to ATMs than tellers,...
It can be a very confusing moment when you find out you are being denied credit because you made an OFAC List. You may not even know what that means, and ask, what is an OFAC list? In short, its a terrorist list or a list of undesirables to the U.S. Government. ...