People Come First At Our Consumer Rights Law Firm
When making the decision to pay off a debt after being contacted by a debt collector, some consumers opt to write several post dated checks to the collection agency so that they are relieved of the responsibility to make timely payments. What is becoming more popular in the electronic age is automated withdrawals from bank accounts or providing a debit…
If you are aware that you are carrying debt, your stress may become heightened when a collection agency starts to contact you. The letters start coming, the phone starts ringing. But the essential question becomes, who can a debt collector contact when they are calling to collect your debt? Under the Fair Debt Collection Practices Act, (“FDCPA”) the statute enacted…
After launching an investigation against Citibank Card Serves, the Consumer Financial Protection Bureau (“CFPB”), recently ordered the credit card company to repay its card holders $700 million and fined the bank $70 million as a punishment for conducting misleading and deceptive business practices. According the to the CFPB, the agency in charge of consumer protection in the financial marketplace,…
One of the most frequently asked questions when a loved one dies is “does my loved one’s debt live on or die with them?” While mourning the loss of a loved can be difficult, the added stress of dealing with their debt can exacerbate these feelings of loss. Are you responsible for what your loved one left behind? Does your…