Know Your Rights

Blog

Welcome to the Protecting Consumer Rights Blog...

You have rights when a debt collector is pursuing you. SmithMarco, P.C., has over 30 years of combined experience practicing law protecting the rights of consumers around the country.

Contact us for a free case review to determine if your Fair Debt Collection Practices Act rights were violated. 

When to Pay Off Your Debt

When being contacted by a debt collector, you should know your rights and understand when you need to repay an old debt.Read More...

The Fair Credit Billing Act Continued

Read about the regulations of the FCBA and how the Act is enforced.Read More...

The Consumer Financial Protection Bureau and The Larger Participant Rule

The Consumer Financial Protection Bureau adopted a new rule that protects consumers from the collectors.  A collector with more than $10 million in annual receipts from consumer debt collection activities will be subject to the supervision of the CFPB.   Read More...

Accessing Your Credit File

Who has access to your credit file?  Read more to learn about your rights.Read More...