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Are you receiving threatening calls from collectors? What constitutes a threat under the law? The Fair Debt Collection Practices Act is designed to protect consumers from threatening collectors. The FDCPA makes it illegal to do the following: Call the consumer’s place of work “if the debt collector knows or has reason to know that the consumer’s employer prohibits” such calls.…
Since cell phones have become the more popular mode of communication, many consumers will go through different providers and as a result have many different phone numbers. Sometimes a customer does not pay the bill and their service is cut off, and that phone number is given to a new customer. For whatever reason, it is growing more common as…
The 11th Circuit Appellate Court revived three Fair Debt Collection Practices Act cases in one decision the other day. In Zinni v. ER Solutions, 2012 WL 3641911 three cases were combined for an appeal where the trial court dismissed each of the three cases for the same reason. In each case, the debt collector made an offer of $1,001 plus…
I get so many calls. How do I get them to stop? First, you need to find out who is calling you. Everyone dreads answering calls when they don’t recognize the phone number. However, if you are getting repeated calls and these calls are bugging you, it is time to take a start answering the calls. Find out who is…